Hedda and her team were incredible from start to finish — I felt completely supported and advocated for while making an offer and negotiating with the sellers.
Downsizing asks more of you than trimming square footage. You decide what to keep, and you time a sale against a purchase so you are never carrying two mortgages or stranded between homes. As an independent, local brokerage, we treat downsizing as the specialized transition it is.
What Palisade Realty Does for Downsizers
Downsizing has a lot of moving parts, so we build the plan backward from where you want to land. We walk your current home and give you a read on what it will sell for, so you get a real number before anything else. From there we show you how to prepare without over-investing, then map your net proceeds against the Downtown San Diego inventory that fits: single-level layouts, elevator access, lower maintenance, and walkable distance to the bay and Balboa Park.
Led by owner and president Hedda Parashos (CA DRE #01848565) and backed by 100+ agent partners, we coordinate both sides of the deal, sequence the contingencies, and track the quirks that separate towers.
| Our Services | Why It Matters When Downsizing |
|---|---|
| Coordinated sell-and-buy | One timeline means a single move, not two |
| Building-level pricing | Priced on sales history inside your tower |
| HOA and rules review | Dues, parking, and elevator move windows checked early |
| Prep and net-proceeds guide | Spend only where it returns value at sale |
| Mover and estate-sale referrals | The physical downsizing stays manageable |
When we meet, we show you our recent Downtown sales building by building rather than citywide averages. That is how a Downtown San Diego realtor reads a tower's comps.


High-Rise and HOA Realities
Once you narrow to a building, its own rules drive your budget. Downtown living comes with specific Homeowners Association terms: guest parking limits, elevator reservations for moving day, and monthly dues. Those dues shape your real cost of living more than many buyers expect, which is why we fold them into every figure we show.
| Monthly HOA Dues | Typical Building Profile |
|---|---|
| $800 to $1,400 | Mid-rise, fewer amenities |
| $1,400 to $2,500 | Full-service high-rise with concierge |
| $2,500 to $3,500+ | Luxury tower, pool, gym, valet, security |
Before you commit, we read the HOA reserve study and recent meeting minutes together. That way a healthy reserve, not a surprise special assessment, greets you after the move.
Pricing and Property Taxes
We price your unit on live competition and the sale history inside your building, not broad countywide numbers. That precision matters whether you are selling or buying.
Taxes deserve the same attention. If you are moving within California, we check whether Proposition 19 lets you transfer your property tax base to a replacement home. For longtime owners, that one step can save thousands a year, and it often makes the right-sized condo more affordable than the house being left behind. We help homeowners across San Diego County work through Prop 19, pulling your assessor profile and tax bill early so the math stays honest.
Who This Is For: Pros and Cons
Downsizing tends to fit empty nesters ready to shed the yard and the stairs, along with retirees who want to lock the door and travel. It also suits owners turning decades of Downtown San Diego equity into a simpler, more liquid life in the city they already call home.
| Pros of Downsizing Downtown | Cons to Weigh |
|---|---|
| Single-level, low-maintenance living | Monthly HOA dues replace yard upkeep |
| Walkable to bay, dining, and events | Less storage and private outdoor space |
| Equity freed for retirement or travel | Move-day logistics are building-controlled |
| Prop 19 can lock in a low tax base | Pricing varies sharply tower to tower |
We tour each unit with you at more than one time of day. A place that feels quiet at noon can read differently against the evening street life.
Homes for sale in Downtown San Diego
View all Downtown San Diego homesHandling the Real Objections
Even people sold on the idea raise a few honest worries. We have heard most of them since opening as an independent San Diego brokerage in 2006. If selling before you find somewhere to go feels risky, we structure the timing, rent-backs, and contingencies around it. When the market feels uncertain, we bring the numbers for your building and block. When the house feels overwhelming, we connect you with movers and estate-sale help. Some clients worry a large brokerage would treat them like a case number. Staying local and independent lets us give the downsizing senior attention instead of a handoff.
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Hedda is the best realtor I have ever had — a true client's advocate who goes above and beyond, enthusiastic but never pushy.
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Talk With Palisade Realty
When you are ready, the next step is a no-obligation downsizing consultation. Tell us where you are coming from and your timeline, and we will build a sell-and-buy plan for your Downtown San Diego home. Reach out to Palisade Realty, your local realtor for downsizing, and we will take it from there.

